The adoption of spoof and liveness detection software in mobile biometrics is becoming a priority among payment providers, OEMs and regulators to mitigate fraud via fake fingers, which poses a threat to sensitive applications like mobile payments. The advent of new biometric technologies such as ultrasound sensors will also improve liveness detection with retained user friendliness. These and other insights came from a panel of leading industry experts at the recent webinar “Liveness and Spoof Detection for Mobile”, hosted by Alan Goode, CEO & Chief Analyst of Goode Intelligence.
“The users like and are used to the convenience of fingerprint technology, this is the main driver for the adoption of spoof and liveness detection capability, said the panel member Dr. Stephanie Schuckers, Professor of Clarkson University, and Director at CITeR, US Center for Identification Technology Research. She continued: “It started with the financial industry putting demands on the security, now the OEMs, and regulators are responding to these demands, and standards are going hand in hand”.
Liveness and spoof detection is becoming a must-have feature for biometric authentication in mobiles but also across a wide range of products including IoT devices. The webinar addressed questions such as; What and who is driving this industry adoption? How does spoof and liveness detection work? How does it affect the use of biometrics in mobile devices and what is the impact of having no or limited liveness detection?
“There is a high risk and associated cost for financial institutions of not having spoof and liveness detection. Noteworthy media examples of fingerprint fraud show that this has happened and can happen to everyone. The increased awareness and the consumers’ need to trust in biometric authentication is driving the development, said Mark Cornett, Senior Sales Director at Precise Biometrics with a long experience of working with liveness technology.
“Biometric authentication with spoof and liveness detection reduces the risk for both financial institutions and customers. Adding a second factor biometric modality can further reduce the risks and would be good for customers, in particular when authenticating through mobile devices”, said Jorge Garcia-De La Torre, senior solutions engineer at Crossmatch, a global provider of identity management solutions.
The panel further discussed current market and product development. Other topics that came up were new biometric modalities, biometrics and the cloud as well as deep machine learning.
To watch a recording of the webinar, click here.
Precise Biometrics recently published the white paper; “Spoof and liveness detection for the Mobile Biometrics Market” download here.